Good Savings Tools in India is Realestate(anitpromoters.com)

                The West is rewriting the phrase "as safe ashouses", considering the drop in real estate values. But in India, real estate continues to make sense as a retirement savings option.

Three factors that support real estate as a retirement savings option are: India's housing shortage, favourable demographics and a tax regime that favours borrowing to buy a house. While this is clearly not an option for a large section of the population because of steep realty prices, it is viable for those with enough savings and good cash flows. A sharp correction in property prices in late '90s and immediately after the Lehman Brothers crisis in 2008 may have raised doubts in the minds of some, but financial planners continue to support real estate as a retirement tool. With an entry barrier for a two-bedroom apartment within the Mumbai city limits nudging Rs 1 crore, this is clearly not an option for all. But given that there is a sizeable population with high disposable incomes and tax liabilities, real estate makes an interesting proposition. "For those who don't yet own a home, buying a house has to be a top priority. But even for homeowners in a high tax bracket, there are a number of factors such as tax savings, capital appreciation and cash flow that would tempt them to definitely look at a second home," says Pankaj Mathpal, a certified financial planner.

This may seem as surprising advice, considering that in the West houses are depreciating as soon as they are built. But there is a marked difference between the West and India. In the US, the average members in a household are 2.6. In India, although numbers are not available, there is a shortage of 21 million housing units. According to a report by Credit Suisse, Indians will continue to migrate to cities and 50% of the country will be urbanized by 2044.

According to Brigitte Miska, head of international pensions with German insurer Allianz, who has done a study on the preparedness of various countries to look after retired citizens, real estate has its risks. "The elderly live in small cities and villages while the young move to larger cities. As a result demand for houses in smaller cities shrinks. We are already seeing that in the West," she said. Miska points out that demand for houses come largely from young couples.

"If you have a second house in which you do not live in the notional rent that you could earn from is taxable. What most people do is to take a housing loan and rent out the place," says Arnav Pandya, a certified financial planner. He points out that the advantage of taking a home loan on a second home is that there is no limit on the interest expenditure that can be set off against income from the flat. "If the borrower is earning a rent income and simultaneously paying interest on a home loan, the rental income can be set off against the interest expenditure,"

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537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

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LOW RATE PLOTS IN VALLIOOR(ANIT PROMOTERS)

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For more details contact: 8220099080

Visit our website: www.anitpromoters.com

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call@

Tel No: +91,  04652 – 221337

Mob: +91 - 8220099080

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CONTACT: ANIT PROMOTERS
Mr.MAGESH 
9500946902

Nagercoil Realestate News(anitpromoters.com)

Property Services
(anitpromoters.com)

Anit Promoters Real Estate Kanyakumari has much area around the Tirunelveli. The land available in Nagercoil, Kanyakumari, Vallioor, Duraikudierupu, Nangunery, Kallikulam etc…. We are providing the reliable services for clients. People buy Land for built beautiful home in build up area. We have more plots available in buildup area. We offering the free site Visit………If you like, come and visit our area then built your dream house after borrow it.

Anit Promoters Real Estate Nagercoil Serves as Real Estate consultant at Nagercoil, Kanyakumari District of Tamil Nadu. We have a wide selection of property listings in different locations of kanyakumari District. Anit Promoters Real Estate serves following locations at Vallioor – Kallikulam, Kalantha Panai, Duraikudierupu, Parameswarapuram, Thirumalla Puram, Anakarai, Moolakarapatty, Kumbalam Paadu, Nanguneri……
         
For more details contact: 8220099080
Visit our website: www.anitpromoters.com

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call
Tel No: +91,             04652 – 221337    
Mob: +91 - 8220099080
Email: anitwebteam1@gmail.com

Particular areas of land can be utilized by humans in diverse ways. These can include residential, institutional, business, industrial, agricultural, forestry, park. (anitpromoters.com)

Impact on land use and property taxes

Tax implications

The City of Regina and the R.M. of Sherwood are discussing tax implications for the R.M. of Sherwood and property owners that are included in the municipal boundary alteration proposal. The City will pay to the R.M. a tax loss compensation amount, which is yet to be negotiated. The tax impact on individual property owners will depend upon the use of land and level of development.

If the proposed municipal boundary alteration occurs, the City of Regina would collect taxes on the included properties.

Land use implications

The City recommends that if municipal boundary alteration occurs, the affected properties be zoned UH – Urban Holding under Regina Zoning Bylaw No. 9250. The UH zone is currently applied to areas within the City of Regina that are held to accommodate future urban development. The lands would be rezoned through time to a more appropriate zoning designation as development proposals are received throughout these areas.

The UH zone is intended in part to provide for orderly transition from agricultural land to other uses in areas planned for eventual urban development and to ensure that future development is compatible with local land use plans and policies. Agricultural production is a permitted land use in the UH zone and agricultural uses that are not associated with nuisance factors will be allowed to continue.

Particular areas of land can be utilized by humans in diverse ways. These can include residential, institutional, business, industrial, agricultural, forestry, park, and other relatively natural land uses. Each of these broader categories can be further subdivided, based on the nature and intensity of the activities that are undertaken.

Residential land uses, for example, can involve single-family dwellings on large or small lots, or aggregations of multiple-unit dwellings of various sorts. The most intensive residential land-uses are associated with clusters of apartment buildings, which can support extremely large densities of human populations.

Institutional land uses are mostly associated with land that is occupied by public buildings such as schools, universities, government office buildings, art galleries, and museums. These facilities are most commonly located in urban or suburban areas. Business land uses are rather similar in many respects, and are mostly associated with land that is appropriated to retail facilities of various types, and with office buildings.

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602

Email: anitwebteam1@gmail.com

The war between being and nothingness is the underlying illness of the twentieth century. Boredom slays more of existence than war. (anitpromoters.com)

Do to Keep From Getting Bored Out of Your Skull at Work

Create a new challenge. I think this is by far the best thing on the list, but you may differ. Many times we’re bored because we don’t have a challenge — things are too easy or routine. So instead of waiting for someone to create a challenge for you, do it yourself. How can you challenge yourself? Set a new goal at work. Challenge yourself to produce more than ever. Explore new projects. Set personal goals and pursue them. Whatever excites you.

Pursue your next job. If your job is so boring you don’t know what to do with yourself, you may need to move on. But instead of quitting right away, start lining up your next gig first. Look around for openings, call people, update your resume and submit it to a few places, pick up a few applications, send out some email feelers. Find something that will never get you bored, something you’ll be passionate about.

List your life goals. What is it you want to accomplish in life? Not just with work, but personally? If you’ve listed them before, it’s always good to update them. Then choose one of those goals to achieve this year. Now think about what you can do today to move closer to that goal, even if it’s just a small thing. Gets the ball rolling? Do this every day — move yourself closer to that goal.

Deciliter your workspace. If I’ve got nothing better to do, I’ll clear off my desk (if there’s anything there), or start looking around critically at everything in view and asking myself, “Does that really need to be there? How can I simplify this?” Weird, I know, but I have an oddly uncluttered workspace. Right now my desk is a table, my iMac, an nothing else. No files, no papers, no office supplies, nothing. Everything is done on my computer, and I love it that way. Nothing on my walls. You may not need anything as spartan as that, but decluttering can be a lot of fun.

Educate yourself. On Guam, this is called “edumacation” — it’s not a real word, but we like to play with English. Whatever you call it, you can improve your knowledge online in any area — whether that be work-related or not. Be your own college instructor. Wikipedia is a great place to start, but if you’re going to have a specialized knowledge in anything, branch out from there.

Improve your skills. Along the same lines: choose a skill that needs sharpening, and challenge yourself to get better at it. Whether that’s computer programming, writing, working with Adobe InDesign, or whatever. Perfect your skills — you can use it to further your career, get a new job, or become self-employed. Or just have the satisfaction of knowing you’re the best you can be at that skill.

Play Sudoku. Perhaps not the most intellectual game of all time, or the most exciting … but I still find it a lot of fun. I only played it a little while and didn’t get addicted like other people I know, but I have to admit it’s a fun way to pass the time.

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602 begin_of_the_skype_highlighting            +91 – 9500666602      end_of_the_skype_highlighting

Email: anitwebteam1@gmail.com

Summer is lovely bright and sunny but at the same time it is hot. You need to take additional care of your skin and hair. (anitpromoters.com)

Health Tips for Summer Season

Summer is lovely bright and sunny but at the same time it is hot. You need to take additional care of your skin and hair. Generally, in summer season, the body gets evaporated very easily. The heat absorbs a lot of water from our body leaving it dehydrated. Once the body gets dehydrated, it starts suffering from many ailments, harmful infections and adverse effect on the skin. The cells in our body are very sensitive. 

They need to be moisturized properly or else they die. Then, the decomposition of dead cells in the body leads to harmful infections. Apart from all this, summers are laziest days, where you just want to sit and relax. But remember to take care of yourself in harsh summers. They sneak away all charm and glow from your healthy skin.

Most useful Health Tips for Summer Season

• Drink plenty of water. It will be as good as you drink the high amount of water. Your body needs water to prevent dehydration during hot days of summer. Take special care to make sure infants and kids to drink enough water. They can become dehydrated much more easily than adults.

• If you have asthma or other respiratory problems, keep a careful watch on the daily air quality reports. And also, don't forget to take your inhaler or other prescribed medication with you when you go out.

• Take necessary. Don't force yourself beyond your physical limits.

• Wear Sunscreen lotions. Sunburn is painful and unhealthy. Use a sunscreen that is right for your skin and which contains SPF.

• Stay Cool. Wear light, loose-fitting clothes to help you stay cooler.

• Wear Sunglasses. Sunglasses protect your eyes from the sun's Ultra Violet rays.

• Maintain your energy levels by limiting your intake of fat and sugar, focus on carbohydrates, fruits and vegetables and go for coolers and cool juices.

• Before leaving for vacation pack few items such as calamine lotion, baking soda because that will help with itchy or painful insect bites.

• If you have allergies and plan to be traveling/vacationing, find out which plants will be pollinating in your vacation spot

• If you are feeling ill, go to a doctor. An average of 400 people die each year in the United States due to extreme heat.

• You have to skip or reduce alcohol consumption in the summer.

• Stay away from indoor GYM, enjoy the summer. Do some outdoor activities. Participate in outdoor sports. Gardening is yet another exercise which helps you to reduce stress.

• Wear eye gears to protect your eyes from UV rays and during summer eyes are very prone to infections.

• You sweat more during summer. So be clean always.

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602 begin_of_the_skype_highlighting            +91 – 9500666602      end_of_the_skype_highlighting

Email: anitwebteam1@gmail.com

People help the people And nothing will drag you down Oh and if I had a brain, Oh and if I had a brain i'd be cold as a stone and rich as the fool That turned, (anitpromoters.com)

People help the people

God knows what is hiding in that weak and drunken heart I guess you kissed the girls and made them cry Those Hardfaced Queens of misadventure God knows what is hiding in those weak and sunken eyes a Fiery throng of muted angels Giving love and getting nothing back People help the people.

And if your homesick, give me your hand and i'll hold it People help the people And nothing will drag you down Oh and if I had a brain, Oh and if I had a brain i'd be cold as a stone and rich as the fool That turned, all those good hearts away God knows what is hiding, in that world of little consequence.

Behind the tears, inside the lies A thousand slowly dying sunsets God knows what is hiding in those weak and drunken hearts I guess the loneliness came knocking No on needs to be alone, oh save me People help the people And if your homesick, give me your hand and i'll hold it.

People help the people Nothing will drag you down Oh and if I had a brain, Oh and if I had a brain I'd be cold as a stone and rich as the fool That turned, all those good hearts away People help the people And if your homesick, give me your hand and I'll hold it.

People help the people nothing will drag you down Oh and if I had a brain, Oh and if I had a brain I'd be cold as a stone and rich as the fool that turned, all those good hearts away.

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602 

Email: anitwebteam1@gmail.com

With appraisals coming in low across the country, homeowners want to know who to blame. A low appraisal can be frustrating, devastating even, especially when it hinders your ability to refinance. (anitpromoters.com)

Make the most out of your annual appraisal

Many people dread having an appraisal, but rather than seeing it as an annual kick up the pants, you should turn it to your advantage, writes Nathalie Towner.

"Lots of people feel nervous when it comes to appraisals," says Imogen Daniels, adviser at the Chartered Institute of Personnel and Development. "People feel they are being judged and marked on performance, but it is easy to turn it around and make it an opportunity to discuss what is working and what isn't."

Appraisals offer a chance to judge how your career is advancing. If your manager gives good quality feedback, you should leave the meeting feeling positive and motivated. However, if the appraisal is not treated with the importance it deserves everyone loses out.

To ensure your appraisal doesn't end in tears, it is worth taking time to prepare beforehand. Most people will only have one meeting a year to discuss their career, so this opportunity should not be neglected.

"Do your homework," says Daniels. "In the two weeks before the appraisal keep a work diary of how you spend your time, what you enjoy doing and where you have difficulties. This helps to provide a basis for discussion." If you do nothing, it is too easy to forget about it until the day before - by which time it is too late.

When the appraisee does not work alongside their manager it often works out better if they write down their own objectives. However, the most common form of appraisal is where the manager writes down the objectives and then gets the employee to agree to them.

Regardless of the format, an appraisal should always be a two-way discussion and the objectives given should be achievable within a variety of timeframes, ranging from three to 12 months. These goals should then be revisited throughout the year.

Lots of people go into the appraisal assuming that the manager will criticise their performance and come up with a list of reasons as to why they are not yet ready to take on a more challenging role. But if you are positive and realistic your manager will become more relaxed and be more likely to consider your requests.

"If you are making a point about something you are doing well or not so well, put it in context," says Daniels. If you are asking for more training, give an example of when you could not cope with a situation because you did not have the right skills.

Nowadays the appraisal system is well established in most companies but there are always a few die-hards who refuse to recognise its benefits. If you are not given the chance to review your progress with your manager, start lobbying. "Sell it to your manager as a way for him to get the best out of you," says Daniels. If a manager remains reluctant, it could be that they do not have the necessary training and it could be worth getting the human resources department involved.

"A good appraisal should leave you with a good idea of what you have done well, where you need training and what mistakes you have made, as well as making it clear what is expected of you in the future," says Daniels. 

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602

Email: anitwebteam1@gmail.com

you are used to working with fresh flowers, it will take some time to get used to all the possibilities and limitations when using silks. Though so similar in use, artificial flowers are an entirely different art form. (anitpromoters.com)

Do it Yourself Flower Arrangement

Here's a do it yourself flower arrangement with detailed floral arranging instructions. In 6 easy steps you'll make a simple but classic wedding flower centerpiece, the perfect wedding table decoration suitable for any wedding. You'll prepare the water and flowers so that your floral arrangement lasts longer and learn innovative design skills that will make your simple reception flower arrangements look sleek and stylish.

Arranging Flowers for a Small Vase

How to arrange flowers for a small vase: Florist Trish Haunton shows you how to arrange flowers for a small vase. See how to arrange red roses in a small vase using an aspidistra leaf and bear grass.

You will need:

Step 1:

• A small clear glass vase- 3/4 full of water,
• 12 short stemmed flowers
• one aspidistra leaf
• bear grass
• a ruler
• scissors
• a vegetable knife
• a dash of household bleach
• and a bucket of warm water

Step 2: Remove using the knife. Remove all the thorns also remove any leaves that will be below water level in the vase. Leaves rot in water and will make the flowers wilt more quickly causing the water to smell.

Step 3: Prepare the vase. Ensure you vase is clean filled with fresh cold water and add a small dash of household bleach to keep it nice and fresh. This may sound unlikely but it really works.

Step 4: Line the vase. We're using an aspidistra leaf, you can you any long leaf that is available.

Step 5: Cut stems. The flowers should stand 6 cm taller or half the height of the vase. We want them to float over the top of the vase. Always cut stems at an angle, this allows as much water as possible to be drawn up to the top of the head of the flower. With woody stems such as roses, slightly split the stems 2 cm up middle as well.

Step 6: Arrange flowers ensuring they are all the same height and are evenly placed. Using the bear grass put one end in close to the edge of the vase and loop it over the flowers and in the other side. Repeat 4 times to give a stylish finish to your arrangement.

ADDRESS

Anit Promoters

537, Varghese Plaza,

3rd Floor,

Opp ICICI ATM,

Vettoornimadam – 629 003.

Call

Tel No: +91, 04652 – 221337

Mob: +91 – 9500666602

Email: anitwebteam1@gmail.com